Louisiana Earned Wage Access Law: The Rules Now
Louisiana's EWA Act (La. R.S. 9:3591) took effect August 2025. No licensing, no fee cap, disclosure and no-cost rules apply instead.
Read article
Louisiana's EWA Act (La. R.S. 9:3591) took effect August 2025. No licensing, no fee cap, disclosure and no-cost rules apply instead.
Read articleArkansas passed an EWA law in 2025, but no agency licenses providers, and the state's usury cap may still apply. Here's what that means for you.
Read articleUtah's Earned Wage Access Services Act regulates EWA apps under Utah Code 13-78. See what protections it gives you and what it doesn't.
Read article"Paycheck loans no credit check" can mean four different products, one of them illegal. Learn what to check before you apply.
Read articleMaryland now licenses EWA and cash advance apps, caps fees, and bans tips. Here's what the law requires and what to check before you use one.
Read articleDon't want Plaid reading your bank data? See which cash advance apps offer a real non-Plaid path, and what you trade off to get it.
Read articleSouth Carolina has an enacted earned wage access law. See what S.C. Code 39-5-810 requires of providers, the SCDCA's role, and what it means for you.
Read articleMissouri regulates earned wage access under RSMo 361.749. See what registration, fee, and tip rules apply and what it means for you.
Read articleWisconsin regulates earned wage access under Wis. Stat. ch. 203: DFI licensing, a $5-$7.50 fee cap, and rules on tips and credit checks.
Read articleKansas has an enacted earned wage access law. See what K.S.A. 9-2401 requires of providers, the OSBC's role, and what it means for you.
Read articleFlorida has no earned wage access law. See which Florida rules cover cash advance apps, what payday lenders must follow, and where to complain.
Read articleNo credit check does not mean no underwriting. See what cash advance apps really read in your bank data, and what a denial means.
Read articleEarned wage access vs payday loans: how they compare on interest, repayment, and the protections that apply to each.
Read articleWhere New York's earned wage access rules stand, the competing bills in play, and what an unsettled law means for users.
Read articleAre cash advance apps safe? What they can see when you link your bank, the protections you have, and the gaps that remain.
Read articleHow Nevada's first-in-nation earned wage access law works and why other states copied its licensing template.
Read articleIs earned wage access legal in Texas? How the state treats these apps, the bills that failed, and what it means for users.
Read articleHow California's DFPI treats earned wage access, what registration means, and what the rules change for you as a borrower.
Read articleConnecticut treats earned wage access like a loan. See what its lending-law approach changes for cost, fees, and access.
Read article